Bankruptcy Discharge Certificate｜Rebuilding Financial Freedom After Bankruptcy
Yip Tse Tang Solicitors has long been dedicated to protecting the legal rights of discharged bankrupts, advocating the principle that after completing the four-year bankruptcy period, every individual deserves a fresh start. Applying for a Certificate of Discharge of Bankruptcy formalizes the end of the bankruptcy period — a vital step toward restoring financial status and reputation.
Background & Key Legal Precedent
In 2007, a private trustee named Fred Lee attempted to impose “compulsory extensions” on several individuals nearing the end of their bankruptcy period. To protect the right to automatic discharge after four years, our firm represented over 40 clients in appeals against these unjust extensions and successfully won the case. This landmark decision established the legal principle of “automatic discharge upon expiry of the bankruptcy term,” setting an important precedent for future bankruptcy cases in Hong Kong.
Why Apply for a Bankruptcy Discharge Certificate?
- Official proof of discharge — a legally recognized court document.
- Helps update credit records and rebuild credit history.
- Improves loan approval and banking application success rates.
- Ensures consistency between court and Official Receiver records.
The Certificate of Discharge of Bankruptcy is issued by the High Court of Hong Kong (Court of First Instance) and serves as a permanent legal record of your discharge.
Lawyer-Assisted Application Process
- Obtain a “Letter of No Objection” from the Official Receiver’s Office.
- Solicitor collects oath forms from the High Court Registry.
- Arrange for the applicant to swear the affidavit.
- Submit the affidavit, Letter of No Objection, and ID documents to the Official Receiver’s Office.
- File the affidavit formally at the High Court Registry.
- Approximately three weeks later, the solicitor collects the Certificate of Discharge from the Master’s Office.
- All follow-ups and correspondence handled entirely by the solicitor.
The full process typically takes about three weeks. All procedures are handled by our lawyers — no personal court attendance required.
Legal Fee & Service Details
- Legal Fee: HK$1,500 (All-Inclusive)
- Includes affidavit preparation, court filing, Official Receiver submission, and certificate collection.
- Choice of bilingual (English/Chinese) certificate available.
- As no re-issue is provided by the Court, keep the original safely.
Upon completion, the certificate can be collected through your lawyer as official proof of bankruptcy discharge.
Legal Effect & Protection
- Issued by the High Court — fully legally binding.
- Serves as an official record for credit correction and financial rehabilitation.
- Complies with the Legal Practitioners Ordinance (Cap. 159).
- Protects discharged bankrupts’ rights to a lawful fresh start.
Yip Tse Tang Solicitors｜Bankruptcy Legal Services
Since 1994, our firm has handled over 10,000 bankruptcy and discharge cases, serving clients across Hong Kong from our Admiralty headquarters.
| Service | Fixed Fee (HKD) |
|---|---|
| Bankruptcy Application (Including Court & Official Fees) | $14,500 |
| Bankruptcy Discharge Certificate Application | $1,500 |
| Annulment of Bankruptcy (Court Order) | Quoted per case |
| Joint Property Buyback & Legal Advice | By arrangement |
✅ Fixed Fees · ✅ Transparent Process · ✅ Free Initial Consultation
Contact Us
📞 Hotline: +852 5440 2999
💬 WhatsApp: https://wa.me/85254402999
🌐 Website: www.ytt.com.hk/bankruptcy/discharge
Visit us at: Office A2, 35th Floor, United Centre, No.95 Queensway, Admiralty, Hong Kong.
Yip Tse Tang Solicitors｜Bankruptcy Discharge Certificate Application｜Professional Legal Team for Fresh Financial Start
Integrity · Security · Efficiency